Involved in a bus accident in North Carolina? Contact a skilled bus accident lawyer today for a free consultation and get the justice you deserve!
Bus accidents are among the most serious traffic incidents on North Carolina’s roads. When a city bus collides with a car in Charlotte, when a school bus crash injures children in Raleigh, or when a charter bus overturns on I-77 or I-85 near Greensboro, the consequences can affect dozens of people at once. For victims, the aftermath is overwhelming: hospital stays, orthopedic surgeries, months of lost work, and sometimes permanent impairments that change life forever.
At Galbavy Law, our team has witnessed firsthand the challenges that bus accident victims and their families face. Founded by David Galbavy, who previously worked as an insurance defense attorney, the firm leverages insider knowledge of how insurers analyze claims, deny responsibility, and minimize payouts. Today, our mission is to protect the people of North Carolina, rather than the companies that once hired Galbavy.
The firm proudly reports having recovered multi-million-dollar awards for clients across Charlotte, Hickory, Greensboro, Asheville, and communities statewide. Many of these recoveries stemmed from cases involving catastrophic orthopedic injuries, multiple surgeries, and permanent impairments that required strong advocacy. As a Board-Certified Specialist in Workers’ Compensation, Galbavy brings a unique perspective to injury cases that involve long-term disability, impairment ratings, and the complex intersection of medical and legal issues.
Bus accident cases present their own challenges. They often involve powerful municipal defendants, large private bus companies with aggressive insurers, and federal safety regulations that affect liability. Adding to this complexity is the state’s strict contributory negligence law, which allows insurers to bar recovery if they can prove you were even one percent at fault. Insurers use this law aggressively, and victims without representation may see their claims denied for reasons that seem minor or unfair.
What we want you to know is this: you are not alone in this process. If you or your family has been harmed in a bus crash, Galbavy Law is here to protect your rights and pursue the compensation you need to rebuild. Our mission is to fight for justice and ensure you are not left carrying the burden of someone else’s negligence.
You can explore statewide crash statistics and annual reports via the NCDOT Crash Facts & Reporting page, which compiles yearly data on collisions, injuries, fatalities, and trends across North Carolina.
Every person who boards a bus in North Carolina has the right to expect a reasonable level of safety and security. When drivers, companies, or government entities fail in this duty, the law provides victims with a path to seek compensation. Understanding your rights is the first step toward protecting yourself after a crash.
For bus passengers, the law is generally straightforward:
Example: If a bus collides with another vehicle on I-85 near Charlotte or is struck in Raleigh traffic, passengers and others involved may file claims.
School bus crashes raise unique concerns for families. Parents should know:
For parents concerned about school transportation safety, the National Highway Traffic Safety Administration’s school bus safety resource offers important information about protective laws and federal standards.
Responsibility for a bus accident often extends past the person behind the wheel. Potentially liable parties include:
For example, a defective braking system on I-40 outside Raleigh may point to liability for the manufacturer, not just the operator.
North Carolina’s contributory negligence law is one of the strictest in the country.
At Galbavy Law, we challenge these tactics with evidence and expert testimony to protect our clients from unfair denials.
Compensation in bus accident cases extends beyond hospital bills and medical expenses. Victims may recover damages for:
Victims often ask how bus cases compare to car accident claims.
Filing a bus accident claim in the state can be a complex process. Victims often find themselves dealing with multiple defendants, from municipal transit systems in Hickory or Charlotte to private charter bus companies operating along I-77 and I-85. Each of these entities has its own insurers and legal teams whose job is to minimize or deny your claim.
The first step is always medical care. Your health takes priority over everything else, and medical records form the foundation of any legal claim. In cases involving orthopedic trauma such as fractures, torn ligaments, or spinal injuries, documentation from surgeons and specialists will be central to proving both immediate and future damages.
Once medical care is underway, the next step is to notify the insurance companies involved. In bus accident cases, this may include multiple insurers covering the driver, the bus company, or even government entities. Adjusters often move quickly, calling victims within days of the crash. Their goal is simple: secure a recorded statement they can use against you or persuade you to accept a quick settlement that falls far short of your actual needs.
At Galbavy Law, we begin by protecting clients from these tactics. When you contact our office, we handle all communication with insurers, allowing you to focus on your recovery. We conduct a detailed investigation that includes:
In cases involving public transportation, deadlines are critical. Claims against municipalities often have shorter notice requirements than standard injury claims. Missing these deadlines can jeopardize your rights entirely. A public transportation accident attorney NC residents trust ensures that every step is taken on time and every form is filed correctly.
Once the evidence is in place, we calculate damages. This includes hospital bills, rehabilitation, lost wages, and the emotional toll of pain, trauma, and permanent impairments. We also account for future medical care such as surgeries, prosthetics, or long-term therapy. When negotiations begin, we are fully prepared, and if insurers refuse to be fair, we are ready to take the case to trial.
You can review state-maintained safety data on commercial vehicles and buses through the Federal Motor Carrier Safety Administration for context on how regulators track crashes, violations, and compliance issues that may affect your case.
Bus accidents happen for various reasons, but most are preventable. Across North Carolina, from Charlotte and Raleigh to Greensboro and Asheville, specific patterns repeatedly emerge. Understanding these causes is crucial to enhancing safety and holding negligent parties accountable after a crash.
Bus drivers often work long hours and face pressure to stay on schedule. Fatigue makes it harder to stay alert and respond in a timely manner.
Even brief distractions can have devastating consequences for bus passengers and surrounding motorists.
When buses are operated recklessly, the risk multiplies for everyone on the road.
Fleet maintenance is essential, yet it is too often neglected.
Adverse weather compounds the difficulty of safely operating a bus.
School Bus Accidents
Accidents involving school buses are especially tragic because children are the most vulnerable.
Bus accidents rarely occur randomly; they stem from failures by drivers, companies, municipalities, or manufacturers to prioritize safety.
For updated safety information and statistics on school transportation nationwide, the National Center for Education Statistics offers government-maintained data on how children travel to and from school, including the risks associated with bus travel.
After a bus crash, one of the first questions victims ask is: “What kind of compensation can I recover?” The answer depends on the circumstances and the extent of your injuries; however, under North Carolina law, victims have the right to pursue damages that accurately reflect the actual impact of their losses.
Because bus accidents often involve multiple passengers, catastrophic injuries, and powerful corporate or government defendants, the stakes are exceptionally high. Insurance companies are aware of this and fight aggressively to minimize payouts. That’s why it’s vital to understand every category of compensation available.
Medical costs are almost always the most significant portion of a bus accident claim. These include:
Some clients may face a lifetime of medical care, and any fair settlement or verdict must account for these future costs. The National Institutes of Health notes that musculoskeletal injuries often require structured rehabilitation and ongoing follow-up to restore strength, range of motion, and function. For an accessible overview of what rehabilitation entails after common orthopedic injuries, see The National Institute of Arthritis and Musculoskeletal and Skin Diseases or NIAMS: Sports Injuries—Diagnosis, Treatment, and Steps to Take.
Bus accident injuries frequently prevent victims from returning to work for weeks, months, or permanently. Compensation should account for:
For instance, a teacher injured in a Greensboro school bus crash may be out of the classroom for months. A construction worker injured in a charter bus collision on I-85 may never return to heavy labor. At Galbavy Law, we work with vocational and economic experts to calculate these losses, protecting families from financial instability.
Though smaller compared to medical and wage losses, property damage is still compensable. This can include:
The human toll of a bus accident often extends far beyond bills. Non-economic damages recognize this emotional and psychological impact:
When an accident leaves a victim with lifelong limitations, compensation must reflect the permanence of that loss.
At Galbavy Law, our experience in workers' compensation cases provides a strong foundation for interpreting impairment ratings and presenting them effectively in negotiations and the courtroom.
In rare but severe cases, punitive damages may apply. These are not meant to compensate victims directly but to punish reckless or intentional conduct and deter future negligence. Examples include:
Federal transportation guidelines emphasize the importance of compliance with hours-of-service rules and safety regulations, and violations often form the basis for these claims.
Insurance companies often focus narrowly on immediate bills, ignoring future surgeries, lost earning capacity, and long-term suffering. At Galbavy Law, we:
Our approach has helped us recover over $25 million for clients across Charlotte, Raleigh, Greensboro, Asheville, and beyond. Every number represents a family that regained stability and a victim who received justice.
We do not accept the first low offer from an insurer. Instead, we build the evidence needed to show not just the immediate costs but also the ripple effects that last for years or even a lifetime. Our record of recovering more than $25 million for clients across Charlotte, Raleigh, Greensboro, Asheville, and beyond reflects this approach. Every client’s case is personal, and our goal is always to secure a result that allows them to focus on recovery rather than financial survival.
Many people wonder if they truly need a lawyer after a bus accident. The truth is that these cases are far more complicated than most realize. Unlike typical car crashes, bus accidents often involve commercial companies, municipalities, or even school districts. Each of these entities has insurance carriers and defense lawyers whose only goal is to pay as little as possible. In North Carolina, where the contributory negligence rule allows insurers to deny recovery if you are found even one percent at fault, the risks of going it alone are exceptionally high.
Insurance companies often act quickly after a crash, sometimes sending investigators to the scene before victims have even left the hospital. Evidence such as driver logs, black box data, or maintenance records can be lost if not secured promptly and adequately. Adjusters may also contact victims directly, offering quick settlements that seem attractive when medical bills are piling up. But these settlements almost always fall far short of what victims truly need. Accepting one without legal guidance can mean signing away the right to full compensation.
Hiring an experienced bus accident lawyer whom NC residents trust can significantly change the equation. At Galbavy Law, the firm understands the strategies insurers use due to the background of its attorneys in defending them. As former insurance defense attorneys, they understand how cases are built, where weaknesses are identified, and how decisions are made regarding whether to settle or pursue litigation. This knowledge now works for their clients, enabling the firm to anticipate and counter those tactics before they gain traction.
Legal representation is especially important in cases involving catastrophic injuries. Bus accidents frequently cause orthopedic trauma, spinal cord injuries, and permanent impairments. These injuries require extensive medical care, and insurers are notorious for undervaluing the long-term costs. We work closely with orthopedic surgeons, rehabilitation specialists, and economists to present a complete picture of your losses, ensuring that nothing is overlooked.
Local knowledge also matters. A bus accident on I-40 outside Raleigh may involve multiple vehicles and complex liability issues. In contrast, a crash involving a school bus in Greensboro might require navigating claims against a government entity with strict notice requirements. Each location, from Charlotte to Asheville, brings unique challenges. Having an attorney rooted in North Carolina means having someone who is familiar with the local courts, procedures, and community.
The Federal Motor Carrier Safety Administration emphasizes the complexity of commercial vehicle regulations and the importance of compliance with them. Understanding these rules is critical to proving negligence in bus accident cases, and having a lawyer experienced in this area can make the difference between a denied claim and a successful recovery.
At Galbavy Law, we offer more than just legal strategy; we provide peace of mind. Our clients can trust that we will manage every call with the insurance company, handle all court filings, and meet every deadline. They also know they can contact us directly with any questions or concerns. We combine proven results and local expertise with personalized service, ensuring that you never feel like just another case file.
When choosing a bus accident lawyer in North Carolina, it’s essential to know what sets one firm apart from another. At Galbavy Law, the difference comes down to credentials, results, insider knowledge, and client commitment. Together, these qualities ensure that every client receives representation tailored to both their injuries and their future needs.
Specialization means that claims are not handled as routine paperwork; they are meticulously built, backed by medical evidence, and supported by expert testimony when necessary.
Through thorough preparation and aggressive advocacy, Galbavy Law transformed those challenges into meaningful recoveries, enabling clients to rebuild their lives with stability and dignity.
Before founding Galbavy Law, David Galbavy worked as an insurance defense attorney. That experience provides unique insight into:
This insider perspective enables our team to anticipate and counter insurance tactics before they gain traction, providing clients with a significant edge in negotiations and litigation.
Unlike large firms where cases are passed between staff, Galbavy Law emphasizes direct attorney-client interaction.
Many clients report that being able to speak directly with their lawyer and feel heard significantly reduced the stress of the legal process during one of the most challenging times in their lives.
Local factors influence bus accidents in North Carolina:
The North Carolina Judicial Branch provides practical guidance on how civil cases progress from filing to resolution, including information on court filings, calendars, and what to expect at each stage. Having an attorney who understands statewide procedure and local practices is critical. At Galbavy Law, we combine statewide experience with local insight to navigate venues across North Carolina and position your case for success. See the Lawsuits (Civil Cases) help topic for a clear overview.
At Galbavy Law, the distinction goes beyond credentials and case outcomes. It’s about recognizing that behind every case is a person—someone facing pain, surgeries, lost income, and uncertainty about what lies ahead.
When you choose Galbavy Law, you’re not just hiring a law firm. You’re hiring a partner who takes your case as personally as you do and who is committed to seeing it through.
The Galbavy Law difference is about more than credentials and results. It is about treating every client with respect, fighting relentlessly for justice, and never forgetting that behind every case is a person whose life has been disrupted. When you hire our firm, you are hiring a team that views your case as personally as you do.
Victims of bus accidents and their families often have many questions in the days and weeks after a crash. Below are some of the most common concerns we hear, along with answers that reflect the realities of North Carolina law and the challenges of contributory negligence.
Call 911, accept medical care, and make sure a police report is filed. If possible, take photos of the scene, gather witness information, and avoid speaking with the bus company’s insurer before consulting a lawyer. The Centers for Disease Control and Prevention notes the importance of immediate evaluation after traumatic injuries, even when symptoms are not obvious.
Liability may extend beyond the bus driver. The bus company, maintenance providers, parts manufacturers, or even government entities responsible for school or public buses may share responsibility. A thorough investigation is essential to identify all liable parties.
North Carolina follows a pure contributory negligence rule. If you are found even one percent at fault, you may be barred from recovery. Insurers frequently use this standard to deny claims, making it crucial to have an experienced attorney.
Victims may be entitled to medical expenses, lost income, future care, property damage, pain and suffering, and compensation for permanent impairments. In cases of reckless conduct, punitive damages may also apply.
The statute of limitations typically applies to personal injury cases, with a three-year timeframe, and wrongful death claims, with a two-year timeframe. Acting quickly helps preserve evidence and meet deadlines that have been missed.
At Galbavy Law, we work on a contingency fee basis. You pay nothing upfront, and we only collect a fee if we recover compensation for you. Consultations are free.
Most bus accident cases settle, but we prepare every case as if it will go to trial. This preparation strengthens our negotiations and ensures we are ready if litigation becomes necessary.
Bus accidents can leave victims and their families facing an uncertain future. Medical bills, time away from work, and the stress of dealing with powerful insurers make recovery overwhelming. In NC, where the contributory negligence rule can bar recovery even for a one percent share of fault, victims cannot afford to go through this process alone.
At Galbavy Law, we have been dedicated to assisting numerous clients throughout Charlotte, Raleigh, Greensboro, Asheville, and beyond in their recovery after devastating accidents. Our track record reflects our commitment to taking on challenging cases and achieving meaningful results for those we serve. We focus on orthopedic injuries, surgeries, and permanent impairments because we recognize the profound impact these conditions have on every aspect of life.
If you or a loved one has been injured in a bus accident, the first step is simple. Call Galbavy Law or reach out through our contact form to schedule your free consultation. There are no upfront costs, and you only pay if we recover compensation for you. From the first conversation, you will know that you have a dedicated advocate ready to fight for your health, your future, and your recovery.
Your recovery begins with one conversation. Take that step today.

1 Prior results do not guarantee similar outcomes in future cases because each case is unique and must be evaluated separately. The only way we can assist you is for you to call us about your case.
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